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11 Important Lessons I’ve Learned from Working with the Homeless

By: Marc | Vital Dollar In the fall of 2017, after reading the book The Hole in Our Gospel, I started volunteering at a local homeless...

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Thursday Hits: What Does it Take to be Wealthy?

Extreme Frugality Fatigue “I don’t know about you, but when I scroll through social media and read popular headlines, I often feel obligated to optimize every facet of my life. If I’m not working a side hustle or hacking a better, faster, cheaper way to do everything, I’m obviously...

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Wednesday Hits: Where in the Real Estate Cycle Are We? Do You Want an Inheritance or a Cruise?

Where in the Real Estate Cycle Are We? “The Case-Shiller index shows national housing prices are increasing at the slowest pace since mid-2012 in February. This suggests the expansion phase is losing steam.”   Do You Want an Inheritance or Do You Want a Cruise “Looking...

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If you think financial advisors are a waste, here are six reasons why they aren’t

Managing finances properly is a crucial life skill. Everyone needs to know how to balance a checkbook, pay their bills on time, keep their credit rating in good order and create an overall life fiscal plan. Many people have a basic financial education. However, specific circumstances often require...

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Monday Hits: Real Estate in Expensive Markets, Learning from Financial Mistakes

How to Get Started in Real Estate in Expensive Cities “You might think that it’s impossible to get started in real estate investing if you live in an expensive coastal city, but that simply isn’t true. There are numerous ways to get your foot in the door.”   The Time for Plan B...

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How to get started real estate investing in expensive cities

By: Real Finance Guy Getting started with real estate investing can be tough. Real estate is generally quite expensive, so the price of entry is high. Even a modest single family home in a relatively low cost of living city like Indianapolis or Spokane start in the $150-250k range, meaning a 20%...

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Friday Hits: Paying off My Cabin, No Longer Trying to Save

Year 2 of My Cabin Payoff Journey “And while we’re not going up as often as we once did, the expenses don’t stop. We dropped $1,900 in January on gravel and road work up at the cabin. That’s in addition to the $3,857.21 we paid towards the mortgage that month.”   Focus...

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Thursday Hits: Retirement or College Fund & Going to Extreme Lengths to Avoid the Baggage Fee

Should You Start a College Fund or Focus On Your Own Retirement? “So if you’re presently confronted with the decision to regularly put money into your children’s college savings account or max out your retirement savings accounts, which one should you prioritize?”   Traveler...

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Monday Hits: Living on $1,500 in NYC & IRS Audits

Today’s Features My Taxes Are a Little Creative, What Are the Chances of Being Audited? “Now that I’ve raised your heart rate, allow me to lower it again. You will almost certainly never be audited. Approximately 245,000,000 people file income taxes in America every year. In 2017, the...

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Friday Hits: Creating Intergenerational Wealth & Connecting the Dots

Today’s Features How to Create Intergenerational Wealth “You aren’t going to build wealth overnight in the stock market. Warren Buffett has averaged returns of around 20% a year over his investing career. You aren’t going to average 200% or 400% returns a year. You are not 20x or...